Insurance Disclosures
Danby Aero provides aviation insurance advisory and producer services subject to applicable licensing, appointment, underwriting and jurisdictional requirements.
No coverage is bound through this website
Information submitted through danbyaero.com, email, voicemail, a meeting request or any public form does not create an insurance contract and does not bind, modify, renew, extend or cancel coverage. Coverage is effective only when confirmed in writing by an authorized insurer or properly authorized representative and all applicable conditions have been satisfied.
Not a quotation or guarantee
Website content, preliminary discussions and estimates are not insurance quotations or guarantees of eligibility, coverage, limits, pricing or market availability. Actual terms depend on complete information, underwriting review, carrier requirements and applicable law.
Policy language controls
Summaries and educational explanations are general in nature. If any description conflicts with a policy, binder, endorsement or insurer-issued document, the insurer-issued document controls. Clients should review all documents carefully and promptly report questions or discrepancies.
Licensing
Danby Aero, LLC is a licensed insurance producer. Florida License #G205115 (NPN #21444607). Danby Aero will transact insurance only where properly licensed or otherwise legally permitted. Products and services may not be available in every state or for every aircraft, pilot, operation or use. The absence of a state from a licensing list should not be interpreted as confirmation that services are available there.
Applications and material information
Applicants are responsible for providing complete, accurate and timely information. Misstatements, omissions or failures to report material changes may affect underwriting, pricing, coverage or claims.
Claims and urgent requests
Do not use this website to report a claim, request an immediate binder, change coverage, cancel a policy or communicate another time-sensitive instruction. Follow the instructions in your policy documents or contact the appropriate insurer or representative directly.
Compensation
Insurance producers may receive commissions or other compensation from insurers or intermediaries in connection with insurance transactions. Additional information will be provided when required by law or upon appropriate request.
Third-party insurers
Insurance products are issued by third-party insurers. Danby Aero is not an insurance company and does not control insurer underwriting decisions, claim determinations, policy language, pricing or financial performance.
No carrier endorsement
References to insurers, aircraft manufacturers, aviation organizations or other third parties do not imply endorsement, sponsorship or affiliation unless expressly stated.