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Owner-flown aircraft on the ramp

Aviation insurance should reflect how you own, fly and use the aircraft.

Danby Aero helps owner-pilots prepare for underwriting, evaluate hull and liability choices, understand pilot and training requirements and make informed coverage decisions.

The policy decisions that deserve a conversation

Hull value and agreed value

Set a thoughtful aircraft value and understand how agreed value, deductibles and repair decisions affect coverage.

Liability and pilot requirements

Evaluate liability limits, passenger coverage, named-pilot provisions, training requirements and open-pilot terms.

Policy comparison and renewal

Compare more than price — review exclusions, conditions, requirements, claims expectations and renewal timing.

A complete underwriting story

We organize the aircraft, pilot, training and use information underwriters need before your renewal or purchase becomes urgent.

Your insurance decision should start with a conversation.

Does MOSAIC change anything for your aircraft?

If you fly on a Sport Pilot certificate — or you're a Private Pilot considering the switch to fly without a medical certificate — some legacy owner-flown aircraft may now qualify under the new MOSAIC rules. It's worth knowing where you stand before your next renewal.